We compare, you choose
We are not the company enrolling you. We match your situation against accredited providers and show you the option that fits best.
Put yourself back in charge of your debt
Based on how much you owe, you could bring your monthly payments down by 40% or more on eligible unsecured debt.
- Takes about two minutes
- No impact on your credit score
- Free and no obligation
Unsecured debt only
Credit cards, personal loans, medical bills and collections qualify.
One monthly payment
Your enrolled balances get combined into a single program payment.
No upfront fees
Program fees only apply once a debt is settled on your behalf.
Checking costs nothing
Seeing your options takes a few minutes and never affects your score.
You could free up $238 on your monthly payment
$25,000
$10,000$150,000+
Monthly payment
Minimum payments$693/mo
Easy Debt Relief$455/mo
Total debt cost
Minimum payments$68,202
Easy Debt Relief$21,840
Time to pay off
Minimum payments32 yrs 5 mos
Easy Debt Relief4 years
Estimated payoff time
32 yrs 5 mos
4 years
Estimated total savings
$46,362
Monthly payment
$455/mo
Total savings
$46,362
The process
Four steps between you and a clean slate
No upfront fees, no obligation, and a real person walking you through every stage.
- 01
Tell us about your debt
2 minutesAnswer a few quick questions about your balances and monthly payment. It takes about two minutes and never affects your credit score.
- 02
Get your free plan
Same dayA certified debt specialist reviews your situation and shows you a single, affordable monthly program deposit with no upfront fees.
- 03
We negotiate for you
OngoingAs funds build in your dedicated account, we work with your creditors to settle balances for less than what you owe.
- 04
Become debt free
24 to 48 monthsMost clients complete their program in 24 to 48 months and move on with a clean slate and a real plan forward.
Timelines vary by balance, creditor and how quickly you fund your program. Nothing is settled without your approval.
Why us
Why Easy Debt Relief?
We built this for people who are tired of minimum payments that never move the balance. Straight answers, no pressure, and no cost to find out where you stand.
Nothing to pay upfront
Checking your options is always free, and accredited programs only charge once a debt is actually settled.
One payment, one plan
Instead of juggling minimum payments at high interest, you work toward a single affordable monthly deposit.
Real people, not bots
A certified specialist walks you through the numbers, answers questions, and never pressures you to enroll.
See what you could save
Get my free estimateClient stories
Real people, real relief
Thousands of households have used a single affordable deposit to get out from under credit card debt.
4.8
Average from 12,400+ client reviews
“I was drowning in $38,000 of credit card debt and paying almost $1,100 a month. Now I pay one deposit I can actually afford and I can see the finish line.”
“The calls stopped, the stress dropped, and my specialist explained every single step. I only wish I had called two years earlier.”
“No upfront fees was the reason I trusted them. They settled my first two accounts within four months.”
Common questions
Straight answers before you speak to anyone.
See what you could save in about two minutes
Free, confidential and no obligation. Talk to a certified debt specialist today.